S.NO	TITLE & AUTHORS	PAGE NO
1	Applicability of Capital Asset Pricing Model in the Indian Stock Market Author: Dr. Anoop Pandey	1-5
2	Strength Characteristics of Bacterial Concrete Authors: J.Vinaya Singh , K.MalliKarjuna Rao , G.HathiRam	6-11
3	Quality of Work Life (QWL) In Higher Education: HR Strategy as a Means for Sustainable Development Authors: Chandrashekar M. Mathapati	12-16
4	Importance of Credit and Other Financial Services to Growth and Investments Author: Dr. K.MADHAVA RAO	17-22
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